1. Acceptance of Terms

By accessing and using TemFlat Finance (the "Website"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this Website.

2. Intellectual Property

All content and materials on this Website, including but not limited to text, graphics, logos, images, and software, are the property of TemFlat Finance or its licensors and are protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or republish any of the content or materials from this Website without prior written consent.

3. Disclaimer of Warranty

This Website is provided on an "as is" and "as available" basis. TemFlat Finance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitation of Liability

In no event shall TemFlat Finance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this Website, even if TemFlat Finance or a TemFlat Finance authorized representative has been notified orally or in writing of the possibility of such damage.

5. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Malaysia, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

6. Changes to the Terms

TemFlat Finance reserves the right, at its sole discretion, to modify or replace these Terms of Service at any time. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms of Service.

If you have any questions or concerns about these Terms of Service, please contact us at frozzgun0@gmail.com